Reliance Global Group, Inc. Q4 FY2025 Earnings Call

· Earnings call transcript and AI-powered summary

Strategic Highlights

  • The company completed a major strategic transformation during 2025, evolving from a traditional insurance business into a platform combining insurance operations with targeted technology investments.
  • Two core pillars now define the strategy:
    • Insurance & InsurTech operations providing recurring, stable revenue.
    • EZRA International Group with the Scale51 model, designed to acquire meaningful stakes in promising technology companies across cybersecurity, AI, fintech, and digital health.
  • The NASDAQ ticker symbol changed from RELI to EZRA to reflect the broadened strategic direction.

Operational Highlights

  • Insurance and InsurTech operations generated more than $12 million in commission income for 2025.
  • RELI Exchange saw strong growth:
    • Personal lines property & casualty premiums increased approx. 36% year-over-year.
    • Health insurance open enrollment policies increased approx. 72% year-over-year.
    • Partner agencies expanded from ~65 in 2022 to ~250 by year-end 2025.
  • The company divested several non-core businesses to streamline operations and improve financial flexibility, including the sale of Fortman Insurance Services for $5M in cash.

Scale51 Technology Initiative Progress

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Operator: Greetings. Welcome to the Reliance Global Group Fourth Quarter Business Update Conference Call. [Operator Instructions] Please note, this conference is being recorded. I will now turn the conference over to your host, Ted Ayvas, Investor Relations. Ted, you may begin. Ted Ayvas: Thanks, Paul. Good afternoon, and thank you for joining Reliance Global Group's 2025 Fourth Quarter and Year-end Financial Results and Business Update Conference Call. On the call with us today are Ezra Beyman, Chairman and Chief Executive Officer of Reliance Global Group; and Joel Markovits, Chief Financial Officer of Reliance. Earlier today, the company announced its operating results for the quarter ended December 31, 2025, and the press release is posted on the company's website, www.relianceglobalgroup.com. In addition, the company will be filing its annual report on Form 10-K with the U.S. Securities and Exchange Commission today, which can also be accessed on the company's website as well as the SEC's website, www.sec.gov. If you have any questions after the call or would like any additional information about the company, please contact Crescendo Communications at (212) 671-1020. Before Mr. Beyman reviews the company's operating results for the quarter ended December 31, 2025, we would like to remind everyone that this conference call may contain forward-looking statements. All statements other than statements of historical facts contained in this conference call, including statements

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